Products & Services
Buildings and Contents Insurance for homeowners across Yorkshire.
Buildings & Contents Insurance
Keeping your home and property protected
If you are taking out a mortgage, protecting your home is a legal requirement and it’s important to ensure that you have the appropriate level of cover in place. However, the cheapest cover isn’t always the best!
A Buildings Insurance policy should cover the cost of repairing or rebuilding your home if it’s damaged. It should cover you for events such as storms and floods, fire, vandalism, subsidence and water damage. Contents covers all the items in your home against theft, fire, and flood.
It’s our professional responsibility to ensure that your home and family are protected and that you are aware of the risks involved with taking on a mortgage. We can discuss and help assess your circumstances with you to discover if Buildings and Contents Cover is relevant for you and what level of cover would be most appropriate.
So what items are classed as buildings and what items would fall under contents insurance?
As a general rule, imagine lifting up your house and shaking it upside down. Anything that would fall out is Contents, what remains is Buildings.
Different policies will offer different levels of cover, with more comprehensive policies often covering the following:
- Accidental Damage
- Legal Expenses
- Lower Excesses
- Home Emergency Cover
- Personal Possessions outside the home
Let's get your property and contents insured today
Book your free consultation today and let's find the right insurance policy for you.
Client Testimonials
What people say about us
We put people at our core, see our 400+ five‑star Google reviews.
"The team at YFS were amazing from start to finish. From finding us the mortgage, insurance, speaking to solicitors and giving us regular updates, the process was made so easy. Everything was explained to us in a way which we understood and we will be using YFS every time now."
Zak Darby
Reviewed on Google
"Fantastic. Yorkshire Financial Services have helped our family over the years with mortgages, financial advice, wills and insurance. They are friendly helpful and provide an outstanding service. Highly recommended."
Rachel Z
Reviewed on Google
"Highly recommend the team at YFS. Always friendly and happy to help. Mark managed to get us a mortgage during the peak of the pandemic when lenders were being difficult, and they recently sorted us out with a remortgage and got us the best rate available."
Alan Parker
Reviewed on Google
"Thank you to Holly and the team for the great advice, especially at such a difficult time to remortgage. They acted quickly and made the whole process very easy. Highly recommend!"
Amira El-khrouf
Reviewed on Google
"As always Mark and his team were friendly and efficient but most of all knowledgeable about what's on offer and the best mortgages to take. Thanks for a great service!"
Mandy
Reviewed on Google
"Fantastic company. This is the third time we’ve used this company and they make everything so much easier. They are always at the other side of the phone ready to answer any query you might have. We usually deal with Dan but everyone is so helpful. We’ll use them again!"
Chloe Arnold
Reviewed on Google
"The team are absolutely wonderful, always professional, always helpful and always on top of everything. Made moving house so much easier. Thank you so much!"
Hannah Afford
Reviewed on Google
"Absolutely fantastic service!!!! Holly and Craig were amazing, quick, professional, and always kept me updated!!! well done !!!"
Brendon Bradley
Reviewed on Google
"The team at Yorkshire Financial Services are second to none. I received world class service and what must be the best mortgage rate on the market! I use Yorkshire Financial services for all of my financial needs and have never been let down! Thanks again team."
Connor Mackell
Reviewed on Google
"Great business and really helpful. They took all the stress away when remortgaging my house, saved me going backwards and forwards to the solicitors. Corrine was really helpful and always happy to answer any questions. Thanks again."
Charlotte
Reviewed on Google
"The team at YFS were amazing from start to finish. From finding us the mortgage, insurance, speaking to solicitors and giving us regular updates, the process was made so easy. Everything was explained to us in a way which we understood and we will be using YFS every time now."
Zak Darby
Reviewed on Google
"Fantastic. Yorkshire Financial Services have helped our family over the years with mortgages, financial advice, wills and insurance. They are friendly helpful and provide an outstanding service. Highly recommended."
Rachel Z
Reviewed on Google
"Highly recommend the team at YFS. Always friendly and happy to help. Mark managed to get us a mortgage during the peak of the pandemic when lenders were being difficult, and they recently sorted us out with a remortgage and got us the best rate available."
Alan Parker
Reviewed on Google
"Thank you to Holly and the team for the great advice, especially at such a difficult time to remortgage. They acted quickly and made the whole process very easy. Highly recommend!"
Amira El-khrouf
Reviewed on Google
"As always Mark and his team were friendly and efficient but most of all knowledgeable about what's on offer and the best mortgages to take. Thanks for a great service!"
Mandy
Reviewed on Google
"Fantastic company. This is the third time we’ve used this company and they make everything so much easier. They are always at the other side of the phone ready to answer any query you might have. We usually deal with Dan but everyone is so helpful. We’ll use them again!"
Chloe Arnold
Reviewed on Google
"The team are absolutely wonderful, always professional, always helpful and always on top of everything. Made moving house so much easier. Thank you so much!"
Hannah Afford
Reviewed on Google
"Absolutely fantastic service!!!! Holly and Craig were amazing, quick, professional, and always kept me updated!!! well done !!!"
Brendon Bradley
Reviewed on Google
"The team at Yorkshire Financial Services are second to none. I received world class service and what must be the best mortgage rate on the market! I use Yorkshire Financial services for all of my financial needs and have never been let down! Thanks again team."
Connor Mackell
Reviewed on Google
"Great business and really helpful. They took all the stress away when remortgaging my house, saved me going backwards and forwards to the solicitors. Corrine was really helpful and always happy to answer any questions. Thanks again."
Charlotte
Reviewed on Google
What We Do
Other Financial Services
Independent advice across mortgages, insurances and protection.
